with City Málaga
We explain why this legal formula has become one of the most profitable for private investors. An opportunity to acquire real estate with a significant discount and future revaluation, with the reverse mortgage.
Nuda propiedad is a legal concept by which a person acquires the ownership of a property, but without the right to use or inhabit it. The usufruct continues to belong to the former owner, generally an elderly person.
In City Málaga, we analyze and select each operation rigorously, evaluating the location, legal status of the property, age of the usufructuary, market value and prospects of revaluation.
All transactions are formalized before a notary, with a prior registry study, actuarial calculation and documented guarantees. In addition, the usufruct is clearly delimited to protect the interests of the investor and the usufructuary.
Discover a smart way to invest in the real estate sector
Investment in bare property is consolidating as one of the safest, most stable and profitable ways to invest in real estate, especially in high demand areas such as Malaga and the Costa del Sol. Through the City Málaga Investor’s Club, our clients have access to carefully selected opportunities that combine legal security, tax benefits and a high potential for revaluation in the medium to long term.
On this page you will find everything you need to know to understand what bare ownership is, how this type of investment works, why more and more investors are betting on it and how you can take advantage of its benefits with the support of a specialized team.
Send us a Whatsapp + (34) 657 566 031
or Call us now at +34 952 85 16 13
Safe and profitable investment
Nuda propiedad is a legal concept by which a person acquires the ownership of a property, but without the right to use or inhabit it. The use (the usufruct) continues to belong to the former owner, generally an elderly person, who maintains the right to reside in the property until his death or until he decides to relinquish the use of the property.
It is a win-win formula: the seller obtains liquidity without leaving his home, and the buyer acquires a property at a price significantly below the market price, with the expectation of obtaining an attractive return in the future.
The investor acquires the asset at a price significantly below the market price, with the assurance of future appreciation. It is a predictable and solid investment, perfect for building equity without urgency.
With no default risk and no tenants, and a well-established legal framework, the balance between security and profitability is highly attractive for prudent profiles.
This type of operations has relevant tax advantages, especially in the Transfer and Inheritance Tax, optimizing the net profitability of the investor.
We accompany the investor with a team of experts in real estate and inheritance law, ensuring that each step is carried out in accordance with the law and with full transparency.
Benefits of investing in Nuda Propiedad with City Málaga
In City Málaga, we analyze and select each operation rigorously, evaluating the location, legal status of the property, age of the usufructuary, market value and prospects of revaluation. These are some of the benefits we offer to our investors:
Bare property can be acquired at discounts of 30% to 50% off market value, allowing investors to position themselves in high-potential properties with a much lower initial investment.
All transactions are formalized before a notary, with a prior registry study, actuarial calculation and documented guarantees. In addition, the usufruct is clearly delimited to protect the interests of the investor and the usufructuary.
Unlike other real estate investments subject to the ups and downs of renting or active management, bare ownership is a passive strategy that guarantees profitability over time through the natural revaluation of the asset and the recovery of full ownership.
This type of investment is exempt from VAT and is taxed by the Transfer Tax (ITP) on the real value of the bare property, not the freehold, which implies a considerable tax saving.
Safe and Profitable Investment with City Málaga
At the City Málaga Investor’s Club we offer you a fully guided process, with expert support at each stage of the operation: selection of the asset, feasibility analysis, drafting of contracts, signing before a notary public and subsequent follow-up.
Secure and Exclusive Investments in Malaga
Trends in the real estate market in Malaga. Malaga has experienced a real estate boom in recent years that shows no signs of slowing down. Some of the main trends that we take advantage of in our investment opportunities are:
Boom in tourist rentals: driven by strong international demand and the consolidation of Malaga as a cultural and technological city.
Growing foreign demand: especially from Northern European countries, looking for second homes or permanent relocation to the Costa del Sol.
Urban revaluation of peripheral areas: districts such as Teatinos, El Limonar or the western area are in full transformation and offer an excellent price-performance ratio.
Sustainable and energy efficient projects: increasingly valued by buyers and promoted by the EU, which improves their acceptance and final value.
City Malaga Financial Services
At City Málaga – Mas Vida we will be happy to answer your questions. Do not hesitate to contact us by calling , sending us a whatsapp or filling out the form.
City Málaga
More than 15 years of experience in the Malaga real estate market.
Proprietary network of investors, developers, lawyers and architects
Absolute transparency: no fine print
Personalized attention at all times
Profitable and viable operations, rigorously selected
Specialization in safe and legal real estate investments
City Málaga
You can contact us by Whatsapp at any time. We will attend you in the hours enabled
These are our telephone numbers: + (34) 657 566 031 + (34) 952 85 1613
You can send an email to our email info@citymalaga.com
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