SUPPLEMENT YOUR PENSION

In City Málaga - Mas Vida we show you the most important ways to get even more out of your own home and complement your public pension with an extra income.

Do you want to know more?

Telephone: + (34) 952 85 1613 Email: andalucia@aunmasvida.es

The team of City Málaga – Aun Mas Vida is formed by professionals with a great trajectory, coming from the financial and real estate sector, and our services cover all the national territory.

The Mas Vida project was created as a result of the critical outlook for public pensions in Spain and with the aim of providing an alternative for people of retirement age. The acute shortage of public resources earmarked for these purposes is limiting the way in which many people are living this stage of their lives. In addition, the growing aging of the population is calling into question the sustainability of the current public pension system, generating enormous uncertainty among retirees.

The solution we offer at Mas Vida consists of selling their homes in exchange for an additional pension, with the advantage that they will continue to live in them for life. This means that they do not have to rely on the solvency of public agencies.

Full ownership means having complete ownership of an asset, such as a house. Through full ownership, a person is the owner of an asset and also has full use of it.

In turn, the freehold is divided into:

USUFRUCT

The right to use and enjoy a property owned by a person (usufructuary) without being the owner.

OUR PROPERTY

The right of a person (the bare owner) to be the owner of a property, without being able to enjoy it.

How to take advantage of the sale of the bare property?

With the sale of the bare ownership of a property you will be able to face those expenses that until now were not within your reach and continue enjoying your house forever.

BARE OWNERSHIP

Receive a one-time payment in exchange for the sale of the freehold of your home and continue to use it for life.

REAL ESTATE ANNUITY

Thanks to a previously stipulated monthly payment, you will be able to meet those expenses that until now were not within your reach and continue to enjoy your home forever.

REVERSE HOUSING

Reverse housing is a flexible and efficient financial solution for seniors to monetize all the savings they have deposited in their homes.

SALE WITH GUARANTEED RENTAL

Sell your home and continue to enjoy it as a tenant, thus getting rid of the costs of being a homeowner.

REVERSE MORTGAGE

With the Reverse Mortgage you will receive a monthly periodic payment and the possibility of a one-time payment at the time of incorporation. You will retain ownership and usufruct of the house and will not have to repay the mortgage during your lifetime if you choose to do so.

Formalization Process

Evaluation

1. We evaluate your case on an individual basis.

Proposal

2. We present you with several payment proposals that may fit your needs and interests.

Investors

3. We look for an investor interested in acquiring your house according to the conditions defined in the proposal you have chosen.

Management and Procedures

4. We assume the documentary management and carry out the necessary procedures to formalize the transaction before a notary and register it in the Land Registry.

In addition, after the formalization, the beneficial owners have the assistance and support of the Mas Vida team for the duration of the contract, since we act as a direct link in any question or procedure that may arise with the buyer.

Our users come first

ENJOY THE RETIREMENT YOU DESERVE

We help you choose the right product/service for you

We analyze and customize proposals for each user.

Since homes are the most valuable asset that most pensioners have and where most of their savings are concentrated, at Mas Vida we make sure to verify that our products are really what you need. For this purpose, and before preparing any payment proposal, we will meet with you in person in order to:

  • To understand in depth your specific preferences and needs.
  • To explain each of our products in detail, including legal considerations, so that you can make an informed decision.

Why Mas Vida - City Málaga Andalucía ?

Responsibility

We make a preliminary analysis of your specific needs and preferences to determine if our products are what you really need.

Transparency

We make sure that you understand in detail each of our products, including their legal considerations, so that you can make an informed decision.

Warranty

We work with the best professionals in the sector and all operations are formalized in a public deed before a notary, thus guaranteeing your security and peace of mind.

Always by your side

Once the transaction has been formalized, we continue to accompany you and act as a liaison in any question or procedure that may arise with the investor.

We like a job well done

To ensure the highest quality and responsibility of our services, at Mas Vida we work with the best professionals in the industry:

Valuation

Independent appraisal companies approved by the Bank of Spain and the CNMV.

Investors

Portfolio of investors with extensive experience and a high level of specialization in the Spanish real estate market.

In addition, all transactions are formalized in a public deed before a notary, thus guaranteeing your security and peace of mind. Likewise, and if you wish, we can help you find any additional services you may need through our collaborating companies.

In Collaboration and Supervised by:

At City Málaga – Mas Vida we will be happy to answer your questions. Do not hesitate to contact us by calling, sending us a whatsapp, filling out the form or at this email: andalucia@aunmasvida.es.

Compare listings

Compare