{"id":7257,"date":"2023-03-25T21:20:47","date_gmt":"2023-03-25T20:20:47","guid":{"rendered":"https:\/\/www.citymalaga.com\/no-deed-of-ownership\/"},"modified":"2023-09-07T12:41:33","modified_gmt":"2023-09-07T10:41:33","slug":"no-deed-of-ownership","status":"publish","type":"page","link":"https:\/\/www.citymalaga.com\/en\/no-deed-of-ownership\/","title":{"rendered":"No Deed of Ownership"},"content":{"rendered":"\t\t
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SALE OF THE BARE PROPERTY<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Receive a one-time payment in exchange for the sale of the freehold of your home and continue to use it for life.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tWATCH VIDEO<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Do you want to know more?<\/h3>

Telephone: + (34) 952 85 1613 \n\nEmail: andalucia@aunmasvida.es<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tCONTACT US<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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1. SELLS THE BARE PROPERTY<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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2. GET AN IMMEDIATE LUMP SUM PAYMENT<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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3. CONTINUE TO ENJOY THE HOUSE FOREVER.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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What is the sale of the bare property?<\/h2>\n \n

WE ARE OFFICIAL ADVISORS OF EVEN MORE LIFE<\/p>\n <\/div>\n \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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With the sale of the Nuda Propiedad, the owner of a home, over 65 years of age, transfers the ownership of the house in exchange for a one-time payment upon formalization of the transaction and maintains the right to continue using and enjoying his or her home for life.<\/p>\n

This allows the seller to continue having the same life he\/she has been having and also receive an instant amount of money all at once, which can be used to pay off a debt, enjoy it with the family, take trips, etc.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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What modalities exist?<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Mas Vida offers the following modalities for the sale of bare property:<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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SALE OF THE BARE OWNERSHIP WITH USUFRUCT FOR LIFE<\/h3>

With this modality, the person receives a single economic amount, reserving the use and enjoyment of his or her home for life.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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SALE OF THE BARE OWNERSHIP WITH TEMPORARY USUFRUCT<\/h3>

With this option, the beneficiary reserves the usufruct of the dwelling for a determined and previously stipulated period of time.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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The economic conditions of the operation are calculated taking into account numerous real estate, actuarial and financial factors, the most important of which are the market value of the property itself and the life expectancy of the beneficiary or beneficiaries, in accordance with the official tables of the Directorate General of Insurance and the National Institute of Statistics. If you want to know all the related information, you can visit our article in which we explain everything you need to know about the nuda propiedad.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Advantages of the sale of bare property<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Both modalities described above include a large number of advantages and guarantees.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Formalization expenses<\/h3>

We make a preliminary analysis of your specific needs and preferences to determine if our products are what you really need.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Property expenses<\/h3>

The usufructuary will forever cease to pay the Real Estate Tax, the Community fees and the building insurance. You will only have to pay the ordinary community fees, utility bills (water, electricity, etc.) and the municipal garbage tax.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Legal Guarantees<\/h3>

It has all the legal guarantees, since it is a transaction that is formalized before a notary public and registered in the Land Registry.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Shared Ownership<\/h3>

The operation can be formalized by 2 persons or spouses, as long as they have the ownership of the property.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Rental and sale of usufruct<\/h3>

The usufructuary has the right to rent the dwelling or sell the usufruct if he\/she deems it convenient.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Excellent tax treatment<\/h3>

If the transaction is carried out on a property declared as the habitual residence, the usufructuary is exempt from paying taxes on the increase in wealth in the IRPF.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Steps to follow to sell the bare property<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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We help you in the whole process and formalization. Contact us and we will give you all the information and advantages of this product.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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\n Requirements:<\/strong>\n <\/p>\n